2020 Benefits
2020 Benefits
Open Enrollment is your annual opportunity to make changes to your existing health care elections to best suit you and your family’s needs. Elections made during Open Enrollment will be in effect during the entire benefit year unless you experience a qualifying event, for example, marriage, divorce, loss of other coverage, etc.
2020 OPEN ENROLLMENT PERIOD:
Wednesday, November 4, 2019 – Wednesday, December 4, 2019
2020 Open Enrollment Human Resources Memo
To enroll in benefits, use the Employee Navigator
Employee Navigator Instructions
MEDICAL
Children's Health Insurance Program (CHIP)
COBRA
New York State Paid Family Leave - NY Employees Only
CDPHP
Platinum EPO
Platinum EPO Summary of Benefits and Coverage
Gold EPO
Gold EPO Summary of Benefits and Coverage
Silver EPO
Silver EPO-HSA Benefit Summary
Silver EPO-HSA Summary of Benefits and Coverage
Bronze EPO
Bronze EPO Summary of Benefits and Coverage
CDPHP Formulary 2 (CDPHP Website: Members/RxCorner/Covered Drug List/Drug Coverage & Pricing)
CDPHP Value Added Plans
Website: https://www.cdphp.com
Logging in: Logging into www.cdphp.com
Empire Blue Cross Blue Shield
Empire Platinum EPO 15
Empire BCBS Platinum EPO Summary of Benefits & Coverage
Empire BCBS Platinum EPO 15 Benefit Summary
Empire Gold EPO
Empire BCBS Gold EPO Summary of Benefits & Coverage
Empire BCBS Gold EPO Benefit Summary
Empire Silver EPO
Empire BCBS Silver EPO Summary of Benefits & Coverage
Empire BCBS Silver EPO 3000 Benefits Summary
Empire BCBS Value Added Plans
Empire BCBS Enrollment Brochure
Empire BCBS Health Rewards Brochure
Empire BCBS Health Rewards Card
Empire BCBS Health Rewards Flyer
Empire BCBS Live Health Online
MVP
MVP Platinum EPO
MVP Platinum EPO Summary of Benefits & Coverage
MVP Platinum EPO Benefit Summary
MVP Gold EPO
MVP Gold EPO Summary of Benefits & Coverage
MVP Gold PPO
MVP Gold PPO Summary of Benefits & Coverage
MVP Silver High Deductible EPO (HSA Qualified)
MVP Silver Summary of Benefits & Coverage
MVP Marketplace Formulary (MVP Website: Member/Prescription Benefit)
MVP Value Added Plans
Website: https://www.mvphealthcare.com
Health Insurance Marketplace Coverage
New Health Insurance Marketplace Coverage
DENTAL
MetLife Insurance Card Information
MetLife "My Benefits" Registration Flyer
VISION
Empire Blue View Benefit Summary
Empire Blue View Certificate of Coverage
OPT OUT
Benefit- eligible employees hired before January 1, 2013 who elect to participate in a non-Cary health care plan may receive an Opt Out reimbursement benefit of $30.00 for unreimbursed expenses for each pay period in which they are eligible.
A completed Opt Out form must be returned along with a copy of your evidence of outside coverage.
Please return all completed Opt Out forms to Human Resources.
FLEXIBLE BENEFITS PLAN
This benefit will be available effective January 1, 2020 through December 31, 2020
Unreimbursed Medical Expense Account (Annual plan limit is $2700 per participant)
Dependent Care Assistance Account (Up to $5000 or $2500 if married filing separate tax returns)
PBS Flex Customer Service available from 8:30am – 4:30pm EST, Telephone number: 1.888.333.3901
Employees can also submit inquiries through the support desk email; claimsupport@pbscard.com
PBS Flexible Spending Plan Summary Plan Descriptions
PBS Logging in As First Time User
PBS Dependent Care Assistance Program FSA
PBS FSA DCA Plan Cafeteria Section
PBS IRS Eligible/Ineligible Expenses
HEALTH SAVINGS ACCOUNT
Employees who are newly electing an HSA plan must complete a HSA Bank enrollment form.
2020 Health Savings Account Information
HSA 2020 Limits
Individual Coverage $3,550
Family Coverage - $7,100
Catch up Provision (55+) - $1,000
HSA Bank Customer Service Number for HSA Accounts - 1-800-357-6246
If you sign up for HSA, you are only eligible for the modified FSA plan, which covers dental and vision.
Please see HR for more details.
RETIREMENT
CIRS
Website: http://cirsplans.org
CIRS Catch-up Contribution Form
For employees who will turn 50 in 2020
CIRS Plan Highlights as of 11-8-18 Tier I
CIRS Plan Highlights as of 11-8-18 Tier II
CIRS Pre-Retirement Workshop Schedule
Spanish - CIRS Plan Highlights as of 11-8-18 Tier I
Spanish - CIRS Plan Highlights as of 11-8-18 Tier II
CIRS Benefits - 1/1/17
Letter to Members Hired Prior to October 1, 2016
TIAA
Website: https://www.tiaa.org/public/tcm/caryinstitute
TIAA 403b Committee Minutes
TIAA How to Enroll Online Flyer
TIAA How To Manage Your Account Online Flyer
TIAA Options for Terminated Employees
TIAA Retirement Planning Basics
2020 PLAN LIMITS
CIRS 401k & TIAA 403b- $19,500
CATCH UP CONTRIBUTION LIMIT - $6,500
CIRS Eligible Employees
Mutual of Omaha Group Term Life Benefits
Mutual of Omaha Group Term Life Certificate Summary
TIAA Eligible Employees
Mutual of Omaha Group Life Insurance Booklet
Mutual of Omaha Group Term Life Insurance Certificate
Mutual of Omaha AD&D Certificate Summary
LONG TERM DISABILITY
Mutual of Omaha
Long Term Disability for All Benefitted Employees
Mutual of Omaha Long Term Disability Benefits
Mutual of Omaha Long Term Disability Summary
General Forms for CIRS & TIAA Eligible Employees
Mutual of Omaha Beneficiary Form
Mutual of Omaha Conversion Form
Mutual of Omaha Proof of Death Claim Form
Mutual of Omaha Portability Booklet
OPTIONAL LIFE INSURANCE
Sun-Life Health Insurance Company
ANCILLARY BENEFITS
Legal Club Enrollment Presentation
Legal Club Family Protection Plan
Legal Plan Lifestyle Questionnaire
Transamerica 2020 Plans
Accident Advance – Connecticut
Cancer Select Plus – Connecticut
Critical Illness – Connecticut
Short Term Disability – Connecticut
Critical Illness Select – New York
Short Term Disability – New York
EMPLOYEE ASSISTANCE PROGRAM
Free confidential assessments, information and referral services available to all Cary employees and household members, available 24/7.
Contact Number: 845-483-5150
24-Hour EAP Crisis Line: (800) 724-0917
Locations in Poughkeepsie, Beacon , Fishkill & Middletown, NY
MANDATORY COMPLETION
Mutual of Omaha Beneficiary Form - To be completed by TIAA and CIRS Non Union Employees
Sun Life Beneficiary Form - To be completed by current and newly enrolled Sun Life voluntary insurance participants