2024 Benefits
2024 Benefits
Open Enrollment is your annual opportunity to make changes to your existing health care elections to best suit you and your family’s needs. Elections made during Open Enrollment will be in effect during the entire benefit year unless you experience a qualifying event, for example, marriage, divorce, loss of other coverage, etc.
2024 OPEN ENROLLMENT PERIOD:
11/14/23 - 11/28/23
Open Enrollment Meeting
Cary Institute 2024 Benefits Guide
MEDICAL
REQUIRED NOTICES
Glossary of Health Coverage and Medical Terms
NYS DISABILITY
NYS Disability Statement of Rights
NYS PAID FAMILY LEAVE - NY Employees Only
NYS Paid Family Leave Statement of Rights
COBRA
CDPHP
CDPHP Formulary - CDPHP-Group 2
2024 CDPHP Educational Materials
Website: https://www.cdphp.com
Logging in: Logging into www.cdphp.com
EMPIRE
Empire Drug List Selection (empireblue.com)
Empire Wellbeing Solutions Engagement Package 2024
MVP
MVP CVS Cost Saver GoodRX Flyer
MVP Regional and National Network Strength
OXFORD
Oxford United Healthcare Rewards
DENTAL
MetLife Insurance Card Information
MetLife PPO Summary of Benefits and Coverage
MetLife "My Benefits" Registration Flyer
VISION
Empire Blue View Benefit Summary
Empire Blue View Certificate of Coverage
Insurance Enrollment Forms
Empire BCBS Enrollment Form 2024
OPT OUT
Opt-Out Form
Benefit- eligible employees hired before January 1, 2013 who elect to participate in a non-Cary health care plan may receive an Opt Out reimbursement benefit of $30.00 for unreimbursed expenses for each pay period in which they are eligible.
A completed Opt Out form must be returned along with a copy of your evidence of outside coverage.
Please return all completed Opt Out forms to Human Resources.
FLEXIBLE BENEFITS PLAN
This benefit will be available effective January 1, 2024 through December 31, 2024
Unreimbursed Medical Expense Account (Annual plan limit is $3050 per participant)
Dependent Care Assistance Account (Up to $5000 or $2500 if married filing separate tax returns)
FSA Online Claim Submission Guide
HEALTH SAVINGS ACCOUNT
2024 Health Savings Account Information
Paychex HSA Enrollment Instructions
Health Savings Bank HSA Rollover Form
(use only if you held an account with HSA Bank in 2020)
HSA 2024 Limits
Individual Coverage $4,150
Family Coverage - $8,300
Catch up Provision (55+) - $1,000
If you sign up for HSA, you are only eligible for the modified FSA plan, which covers dental and vision.
Please see HR for more details.
RETIREMENT- CIRS
Website: http://cirsplans.org
CIRS Beneficiary Process
CIRS Catch-up Contribution Form
For employees who will turn 50 in 2024
Spanish - CIRS Plan Highlights Tier I
Spanish - CIRS Plan Highlights Tier II
CIRS Benefits - 1/1/17
Letter to Members Hired Prior to October 1, 2016
RETIREMENT- TIAA
Website: https://www.tiaa.org/public/tcm/caryinstitute
TIAA Manage Your Retirement Account
US Department of Labor Online Security Tips
2024 PLAN LIMITS
CIRS 401k & TIAA 403b- $23,000
CATCH UP CONTRIBUTION LIMIT - $7,500
CIRS Eligible Employees
Mutual of Omaha Group Term Life Benefits
Mutual of Omaha Group Term Life Certificate Summary
TIAA Eligible Employees
Mutual of Omaha Group Life Insurance Booklet
Mutual of Omaha Group Term Life Insurance Certificate
Mutual of Omaha AD&D Certificate Summary
MUTUAL OF OMAHA
Long Term Disability for All Benefitted Employees
Mutual of Omaha Long Term Disability Benefits
Mutual of Omaha Long Term Disability Summary
General Forms for CIRS & TIAA Eligible Employees
Mutual of Omaha Conversion Form
Mutual of Omaha Proof of Death Claim Form
Mutual of Omaha Portability Booklet
OPTIONAL LIFE INSURANCE
Sun-Life Health Insurance Company
ANCILLARY BENEFITS
BENEFITS VIP
Transamerica 2024 Plans
EMPLOYEE ASSISTANCE PROGRAM
Free confidential assessments, information and referral services available to all Cary employees and household members, available 24/7.
Contact Number: 845-483-5150
24-Hour EAP Crisis Line: (800) 724-0917
Virtual Visits Only