2021 Benefits
2021 Benefits
Open Enrollment is your annual opportunity to make changes to your existing health care elections to best suit you and your family’s needs. Elections made during Open Enrollment will be in effect during the entire benefit year unless you experience a qualifying event, for example, marriage, divorce, loss of other coverage, etc.
2021 OPEN ENROLLMENT PERIOD:
Monday, November 2, 2020 – Wednesday, November 25, 2020
2021 Open Enrollment Human Resources Memo
MEDICAL
REQUIRED NOTICES
Glossary of Health Coverage and Medical Terms
COBRA
New York State Paid Family Leave - NY Employees Only
CDPHP
CDPHP Benefit Summaries and Summary of Benefits and Coverage
CDPHP Value Added Plans
Website: https://www.cdphp.com
Logging in: Logging into www.cdphp.com
Empire Blue Cross Blue Shield
Empire BCBS Benefit Summaries and Summary of Benefits and Coverage
Empire BCBS Value Added Plans
MVP
MVP Benefit Summaries and Summary of Benefits and Coverage
MVP Value Added Plans
Website: https://www.mvphealthcare.com
Health Insurance Marketplace Coverage
New Health Insurance Marketplace Coverage
DENTAL
MetLife Insurance Card Information
MetLife PPO Summary of Benefits and Coverage
MetLife "My Benefits" Registration Flyer
VISION
Empire Blue View Benefit Summary
Empire Blue View Certificate of Coverage
OPT OUT
Benefit- eligible employees hired before January 1, 2013 who elect to participate in a non-Cary health care plan may receive an Opt Out reimbursement benefit of $30.00 for unreimbursed expenses for each pay period in which they are eligible.
A completed Opt Out form must be returned along with a copy of your evidence of outside coverage.
Please return all completed Opt Out forms to Human Resources.
FLEXIBLE BENEFITS PLAN
This benefit will be available effective January 1, 2021 through December 31, 2021
Unreimbursed Medical Expense Account (Annual plan limit is $2700 per participant)
Dependent Care Assistance Account (Up to $5000 or $2500 if married filing separate tax returns)
2021 Flexible Spending Account
FSA Online Claim Submission Guide
HEALTH SAVINGS ACCOUNT
2021 Health Savings Account Information
Health Savings Bank HSA Rollover Form
HSA 2021 Limits
Individual Coverage $3,600
Family Coverage - $7,200
Catch up Provision (55+) - $1,000
HSA Bank Customer Service Number for HSA Accounts - 1-800-357-6246
If you sign up for HSA, you are only eligible for the modified FSA plan, which covers dental and vision.
Please see HR for more details.
RETIREMENT
CIRS
Website: http://cirsplans.org
CIRS Catch-up Contribution Form
For employees who will turn 50 in 2021
CIRS Pre-Retirement Workshop Schedule
Spanish - CIRS Plan Highlights Tier I
Spanish - CIRS Plan Highlights Tier II
CIRS Benefits - 1/1/17
Letter to Members Hired Prior to October 1, 2016
TIAA
Website: https://www.tiaa.org/public/tcm/caryinstitute
TIAA 403b Committee Minutes
TIAA Manage Your Retirement Account
2021 PLAN LIMITS
CIRS 401k & TIAA 403b- $19,500
CATCH UP CONTRIBUTION LIMIT - $6,500
CIRS Eligible Employees
Mutual of Omaha Group Term Life Benefits
Mutual of Omaha Group Term Life Certificate Summary
TIAA Eligible Employees
Mutual of Omaha Group Life Insurance Booklet
Mutual of Omaha Group Term Life Insurance Certificate
Mutual of Omaha AD&D Certificate Summary
LONG TERM DISABILITY
Mutual of Omaha
Long Term Disability for All Benefitted Employees
Mutual of Omaha Long Term Disability Benefits
Mutual of Omaha Long Term Disability Summary
General Forms for CIRS & TIAA Eligible Employees
Mutual of Omaha Conversion Form
Mutual of Omaha Proof of Death Claim Form
Mutual of Omaha Portability Booklet
OPTIONAL LIFE INSURANCE
Sun-Life Health Insurance Company
ANCILLARY BENEFITS
Transamerica 2021 Plans
Transamerica Brochures
EMPLOYEE ASSISTANCE PROGRAM
Free confidential assessments, information and referral services available to all Cary employees and household members, available 24/7.
Contact Number: 845-483-5150
24-Hour EAP Crisis Line: (800) 724-0917
Locations in Poughkeepsie, Beacon , Fishkill & Middletown, NY
MANDATORY COMPLETION